Plusplus Frankencoin Certificate
Bank or broker process via a traditional tracker certificate, providing exposure to the Frankencoin (ZCHF) yield.
Investment Objective
Gain exposure to Frankencoin (ZCHF), the biggest Swiss Franc stablecoin pegged to CHF since 2023 and its protocol-native yield, all through a single, bankable certificate. No digital wallets. No blockchain interaction. Simply hold the Plusplus Frankencoin Tracker Certificate in your existing bank or brokerage account. Issued by Helveteq AG under a base prospectus approved by SIX Exchange Regulation AG, this Swiss-law structured product combines the innovation of on-chain yield with the familiarity of traditional investment infrastructure. The underlying ZCHF is held in secure custody by Copper Markets (Switzerland) AG, with a pledge structured in favor of investors.
Key Facts & Product Details
Product Costs
Current fees shown. Maximums apply: up to 1.25% subscription/redemption. Additional transaction costs defined by your bank or broker may apply.
Service Providers
Key Protocol Metrics
Check live key metricsValues as of 02. March 2026
Who Is This Product For?
- Professional and institutional investors in Switzerland
- Seeking on-chain CHF exposure via traditional bank custody
- Understand the risks of structured products and on-chain assets
- Prefer regulated, bankable formats over direct blockchain interaction
- Can bear price fluctuations without capital protection
About Frankencoin
Frankencoin (ZCHF) is the largest Swiss Franc stablecoin - pegged to CHF and fully operational since 2023. ZCHF follows the value of CHF and 1 ZCHF = 0.9978 CHF (28. February 2026) (Check live price). Unlike traditional stablecoins backed by banks or centralized custodians, ZCHF is minted against overcollateralized crypto assets (primarily ETH and WBTC) and governed entirely on-chain.
How Frankencoin Generates Yield
ZCHF deposits accrue a variable yield - currently 3.75% p.a.² - paid from the protocol's equity pool, which is primarily funded by fees charged to participants who borrow Frankencoin against their collateral. Yield is paid in newly minted ZCHF and compounds within the NAV. This growth is reflected in the product's performance net of applicable fees.
Risk Management & Safeguards
The protocol was designed to mirror the conservative nature of the Swiss Franc in the decentralized economy - with multiple layers of protection:
Overcollateralization
All ZCHF in circulation is backed by crypto assets with a loan-to-value ratio well below 100%, buffering against collateral volatility.
Dynamic Liquidation
When collateral ratios fall, positions are liquidated via public auctions to protect the system.
Decentralized Governance
A community-governed DAO oversees minting approvals and risk parameters.
Audited Smart Contracts
The protocol has been thoroughly audited and has operated without incident since launch.
How to Invest
Directly via your Bank/Broker:
Look up ISIN: CH1526087718 directly in your e-banking app or brokerage platform.
Via your Relationship Manager:
Contact your relationship manager at your bank or broker. Please use the attached "Helveteq Subscription Instructions" form and the Final Terms document to facilitate the trade booking and settlement.
Download Subscription Instructions (PDF)¹ Redemptions are subject to redemption gates and possible suspension under certain market or liquidity conditions.
² Yield as of February 2026. Variable and not guaranteed. Capital Protection: None – full capital at risk. Loss Potential: Investors may lose some or all of their investment.